In this session, rental property owners will learn what key protections should be included in their insurance policies and why the right coverage matters before, during, and after a resident occupies the property. The discussion will cover important policy considerations for rental properties, including liability protection, loss of rent coverage, dwelling coverage, vacancy clauses, and the difference between vacant property coverage and rental occupancy coverage. 

The speaker will also explain when property owners should update or convert their insurance from vacant coverage to rental occupancy coverage, and what can happen if the policy is not updated at the right time. Attendees will leave with a better understanding of how insurance gaps can affect claims, property damage, liability exposure, and financial risk.